Environmental liability results from the complex interplay of technical and organizational processes in a company and its location. Any operational action on site through environmental paths like soil, water and air can cause negative effects on neighboring protective goods. These protective goods are man, soil, surface waters as well as ground water, but also plants, animals and their habitats.


In addition to traditional third-party damage, which up to 2007 represented the essential basis of liability under the Environmental Liability Act (UmwHG), since April 2007 the Environmental Damage Act (USchadG) deploys a public liability of the damage to the aforementioned protective goods regardless of affected third parties.


Companies, particularly those specialized in business and industry, are being supported by the UMR in the collection and assessment of environmental risks and are provided with pragmatic solutions for a cost-effective risk transfer.